Categories
Welcome!

I'm Deborah, survivor of everything from multiple cancer battles to major business setbacks. Join my search for ways to move the mountains, big & small, that block your path to success.

Posts Tagged ‘saving money’

Cheap options to exchanging gifts

Gold Gift Box with White Ribbon

When my brother and I were kids—in the pre-Internet days—our mom used to hand us a catalog from some department store, turn to the toy section, and ask us to show her what we hoped Santa would bring. It’s a tradition we continue as adults. My brother, sister-in-law, and I create Internet wish lists, including links, that we share with each other and my mom to make shopping easier for all concerned. We give everyone a variety of choices, so we’ll have no idea what we’re getting, but we’ll all be sure to get something we like.

That’s the nice thing about gift-giving among family members. We can be honest about our likes and dislikes. I’m not embarrassed to e-mail my sister-in-law and say, “Do not get me any pink football jerseys.” Ewww. But we can’t be quite so blunt with friends—which is why regifting was born.

Read the rest of this entry »

How to cut holiday spending

Christmas Tree, c.1958

In the classic 1906 O. Henry short story, “The Gift of the Magi,” Jim and his wife Della have fallen on hard economic times but are anxious to give each other meaningful Christmas gifts despite their limited means. Della wants to give her beloved husband a chain for the treasured pocket watch given to him by his father. Jim wants to give his dear wife a set of jeweled tortoiseshell combs for her lovely knee-length hair.

Since each is without funds, Jim secretly decides to sell his watch to pay for the combs. And Della decides to cut and sell her hair to pay for the watch chain.

Read the rest of this entry »

6 fun money-saving tips

Dog Wearing Sunglasses, Florida

Several years ago I worked for a company that was downsizing and my job was unexpectedly eliminated. It wasn’t a big deal because the economy was good, work was plentiful, my financial responsibilities were few, and that job was just something to do until I found what I really wanted. So the first thing I did after being laid off was head for the mall to do some shopping and celebrate being temporarily freed from my alarm clock. But at least I bought something “useful”: a cool pair of sunglasses.

These days I have a different perspective. I have many more financial responsibilities—and that means a lot more worries. As a freelancer, I’m vulnerable to the whims of a struggling economy. I’m trying to avoid spending money on anything nonessential. And that’s making me a little grumpy. So I’ve been searching for ways to have fun while still saving money during the recession. Here are a few of the suggestions I’ve heard:

Read the rest of this entry »